Leasing Unveiled: The Inside Scoop

Debunking Common Myths About Leasing a Car

Many folks shy away from leasing, believing they'll end up in a financial maze. Perhaps they think they rack up too many miles, assume leasing is more expensive in the long run, fear they're stuck with the contract, or dread hefty down payments. We're here to set the record straight.

Leasing a car is easier than you think. Here are the tricks.

Money Factor Magic

Ever wondered about that "money factor"? Well, to turn it into something you can grasp – an APR – it's as easy as math gets. Multiply the money factor by 2400, and voilà, you've got your APR. Simple, right?

Lease vs. Purchase Showdown


No Down Payment

  • Capitalized Cost (MSRP): $30,000
  • Residual Value (50% of MSRP): $15,000
  • Lease Term: 36 months
  • Money Factor: .00125
  • Acquisition Fee: $695

  • Monthly Lease Payment: $492.26
  • Total Lease Payments (36 months × $492.26) = $17,721.36
  • Residual Value = $15,000

  • Total Cost = Total Lease Payments + Residual Value = $17,721.36 + $15,000 = $32,721.36


60 month loan at 7% APR with no down payment

  • Selling Price (MSRP): $30,000
  • Loan Amount: $30,000 (No Down Payment)
  • Loan Term: 60 months
  • Interest Rate (APR): 7%

  • Monthly Loan Payment: $594.86

  • Total Loan Payments (60 months × $594.86) = $35,691.60
Walser Certified Vehicle

Walser Certified Vehicle

If you’re looking for reliable, high-quality used vehicles then look no further. Choosing a Walser Certified Used vehicle means you’ll get peace-of-mind with your purchase. Every Walser Certified vehicle goes through an inspection performed by trained technicians to ensure that it meets our stringent standards.

Plus, every Walser Certified Used vehicle comes with a Walser Autoguard Limited Powertrain Warranty so that you can drive with confidence. Our limited powertrain warranties cover most of the parts that make your car go and can be expanded to cover nearly every assembly on your vehicle. Click here for more details plus see additional benefits like complimentary 24/7 roadside assistance and travel coverage.

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